*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  background: var(--sb-stone-2);
}

body.sb-page {
  margin: 0;
  color: var(--sb-ink);
  background:
    linear-gradient(rgba(18, 33, 63, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(18, 33, 63, 0.035) 1px, transparent 1px),
    radial-gradient(circle at 8% 10%, rgba(242, 154, 38, 0.24), transparent 27rem),
    radial-gradient(circle at 88% 12%, rgba(18, 33, 63, 0.13), transparent 32rem),
    radial-gradient(circle at 70% 54%, rgba(255, 188, 102, 0.16), transparent 30rem),
    linear-gradient(180deg, #fbf4e8 0, var(--sb-stone-2) 20rem, #fff 48rem);
  background-size: 4px 4px, 4px 4px, auto, auto, auto, auto;
  font-family: var(--sb-body);
  line-height: 1.65;
  overflow-x: hidden;
}

body.sb-page::after {
  content: none;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
}

:focus-visible {
  outline: 0;
  box-shadow: var(--sb-focus);
}

.sb-skip-link {
  position: fixed;
  top: 12px;
  left: 12px;
  z-index: 70;
  padding: 10px 14px;
  border-radius: 999px;
  background: var(--sb-amber);
  color: var(--sb-navy-3);
  font-weight: 800;
  transform: translateY(-140%);
}

.sb-skip-link:focus {
  transform: translateY(0);
}

.sb-container {
  width: var(--sb-container);
  margin-inline: auto;
}

.sb-nav-shell {
  position: sticky;
  top: 18px;
  z-index: 30;
  width: var(--sb-container);
  margin: 18px auto 0;
}

.sb-nav {
  display: grid;
  grid-template-columns: auto 1fr auto auto auto;
  align-items: center;
  gap: clamp(10px, 1.45vw, 22px);
  padding: 10px 12px 10px 18px;
  border: 1px solid rgba(18, 33, 63, 0.11);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 18px 60px rgba(8, 19, 38, 0.12);
  backdrop-filter: blur(22px);
}

.sb-logo {
  display: inline-flex;
  align-items: center;
}

.sb-logo img {
  width: 176px;
  height: auto;
  display: block;
}

.sb-nav-links {
  display: flex;
  justify-content: center;
  gap: clamp(12px, 2vw, 28px);
}

.sb-nav-links a,
.sb-mobile-links a,
.sb-footer a {
  text-decoration: none;
}

.sb-nav-links a {
  position: relative;
  font-size: 13px;
  font-weight: 800;
  color: rgba(18, 33, 63, 0.7);
  transition: color 300ms var(--sb-ease);
}

.sb-nav-links a:hover,
.sb-nav-links a[aria-current="page"] {
  color: var(--sb-navy);
}

.sb-nav-links a::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -9px;
  height: 2px;
  border-radius: 999px;
  background: var(--sb-amber);
  transform: scaleX(0);
  transform-origin: center;
  transition: transform 300ms var(--sb-ease);
}

.sb-nav-links a:hover::after,
.sb-nav-links a[aria-current="page"]::after {
  transform: scaleX(1);
}

.sb-nav-cta,
.sb-nav-adviser,
.sb-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border: 0;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 850;
  line-height: 1;
  transition: transform 520ms var(--sb-ease), background 520ms var(--sb-ease), color 520ms var(--sb-ease), box-shadow 520ms var(--sb-ease);
}

.sb-nav-cta {
  padding: 14px 18px;
  background: var(--sb-navy);
  color: #fff;
  font-size: 13px;
}

.sb-nav-adviser {
  padding: 14px 17px;
  background: rgba(255, 255, 255, 0.94);
  color: var(--sb-navy);
  font-size: 13px;
  box-shadow: inset 0 0 0 1px rgba(18, 33, 63, 0.1);
}

.sb-nav-adviser:hover {
  background: #fff;
}

.sb-nav-cta:hover,
.sb-nav-adviser:hover,
.sb-button:hover {
  transform: translateY(-2px);
}

.sb-nav-cta:active,
.sb-nav-adviser:active,
.sb-button:active {
  transform: translateY(0) scale(0.98);
}

.sb-menu-toggle,
.sb-mobile-close {
  border: 0;
  cursor: pointer;
  font: inherit;
}

.sb-menu-toggle {
  display: none;
  width: 44px;
  height: 44px;
  border-radius: 999px;
  background: var(--sb-stone);
  place-items: center;
}

.sb-menu-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 3px 0;
  border-radius: 999px;
  background: var(--sb-navy);
  transition: transform 360ms var(--sb-ease), opacity 360ms var(--sb-ease);
}

.sb-menu-toggle[aria-expanded="true"] span:first-child {
  transform: translateY(4px) rotate(45deg);
}

.sb-menu-toggle[aria-expanded="true"] span:last-child {
  transform: translateY(-4px) rotate(-45deg);
}

.sb-mobile-menu {
  position: fixed;
  inset: 0;
  z-index: 60;
  visibility: hidden;
  opacity: 0;
  background: rgba(8, 19, 38, 0.88);
  backdrop-filter: blur(28px);
  transition: opacity 420ms var(--sb-ease), visibility 420ms var(--sb-ease);
}

.sb-mobile-menu.open {
  visibility: visible;
  opacity: 1;
}

.sb-mobile-menu-inner {
  width: min(560px, calc(100vw - 32px));
  margin: 24px auto;
  min-height: calc(100dvh - 48px);
  padding: 24px;
  border: 1px solid var(--sb-line-dark);
  border-radius: 32px;
  background: linear-gradient(145deg, rgba(255, 255, 255, 0.12), rgba(255, 255, 255, 0.03));
}

.sb-mobile-menu-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}

.sb-mobile-close {
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
}

.sb-mobile-links {
  display: grid;
  gap: 14px;
  margin-top: 52px;
}

.sb-mobile-links a {
  padding: 18px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  color: #fff;
  font-family: var(--sb-display);
  font-size: clamp(30px, 9vw, 52px);
  line-height: 1;
}

.sb-hero {
  position: relative;
  overflow: clip;
  padding: clamp(70px, 9vw, 130px) 0 var(--sb-section-y);
}

.sb-hero::before {
  content: "";
  position: absolute;
  inset: -8rem 0 auto auto;
  width: min(72vw, 860px);
  height: 620px;
  background:
    radial-gradient(circle at 74% 28%, rgba(242, 154, 38, 0.28), transparent 26rem),
    radial-gradient(circle at 44% 46%, rgba(18, 33, 63, 0.1), transparent 28rem);
  pointer-events: none;
}

.sb-hero-grid {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(340px, 0.95fr);
  align-items: center;
  gap: clamp(36px, 6vw, 92px);
}

.sb-kicker {
  margin: 0 0 18px;
  color: var(--sb-amber-3);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

.sb-hero h1,
.sb-section-heading h2,
.sb-process h2,
.sb-final-cta h2,
.sb-content-section h2 {
  margin: 0;
  color: var(--sb-navy);
  font-family: var(--sb-display);
  font-weight: 750;
  letter-spacing: 0;
  text-wrap: balance;
}

.sb-hero h1 {
  max-width: 820px;
  font-size: clamp(48px, 8vw, 104px);
  line-height: 0.9;
}

.sb-lede {
  max-width: 62ch;
  margin: 26px 0 0;
  color: var(--sb-slate);
  font-size: clamp(18px, 2vw, 23px);
  line-height: 1.5;
}

.sb-hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 34px;
}

.sb-trust-bar,
.sb-footer-trust {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
}

.sb-trust-bar {
  margin-top: 20px;
}

.sb-trust-bar a,
.sb-trust-bar span,
.sb-footer-trust a,
.sb-footer-trust span {
  text-decoration: none;
  font-size: 12px;
  font-weight: 900;
  line-height: 1;
}

.sb-trust-bar span {
  padding: 10px 13px;
  border: 1px solid rgba(18, 33, 63, 0.09);
  background: rgba(255, 255, 255, 0.9);
  color: rgba(18, 33, 63, 0.76);
  box-shadow: 0 12px 34px rgba(18, 33, 63, 0.06);
}

.sb-trust-logo {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 8px 14px;
  border: 1px solid rgba(18, 33, 63, 0.09);
  border-radius: 10px;
  box-shadow: 0 10px 28px rgba(18, 33, 63, 0.045);
  overflow: hidden;
  transition: transform 420ms var(--sb-ease), color 420ms var(--sb-ease), background 420ms var(--sb-ease);
}

.sb-trust-logo img {
  display: block;
  width: auto;
  max-width: 106px;
  max-height: 26px;
  object-fit: contain;
}

.sb-trust-logo-dark {
  background: var(--sb-navy);
}

.sb-trust-logo-light {
  background: rgba(255, 255, 255, 0.94);
}

.sb-trust-bar .sb-trust-logo:hover {
  transform: translateY(-2px);
  background: #fff;
}

.sb-trust-bar .sb-trust-logo-dark:hover {
  background: var(--sb-navy-3);
}

.sb-button {
  min-height: 52px;
  padding: 10px 11px 10px 22px;
}

.sb-button span {
  display: grid;
  width: 34px;
  height: 34px;
  place-items: center;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.22);
  transition: transform 520ms var(--sb-ease);
}

.sb-button:hover span {
  transform: translateX(2px);
}

.sb-button-primary {
  background: var(--sb-amber);
  color: var(--sb-navy-3);
  box-shadow: 0 18px 48px rgba(242, 154, 38, 0.28);
}

.sb-button-secondary {
  padding-right: 22px;
  background: rgba(255, 255, 255, 0.92);
  color: var(--sb-navy);
  box-shadow: inset 0 0 0 1px rgba(18, 33, 63, 0.06);
}

.sb-hero-media {
  position: relative;
  min-height: clamp(390px, 48vw, 620px);
  isolation: isolate;
  overflow: hidden;
  border-radius: 46px;
  clip-path: inset(0 round 46px);
  background:
    radial-gradient(circle at 18% 18%, rgba(255, 255, 255, 0.72), transparent 22rem),
    linear-gradient(135deg, rgba(242, 154, 38, 0.18), rgba(18, 33, 63, 0.1));
  box-shadow: 0 34px 95px rgba(18, 33, 63, 0.13);
  transform: rotate(1deg);
  transition: transform 760ms var(--sb-ease), box-shadow 760ms var(--sb-ease);
  backface-visibility: hidden;
}

.sb-hero-media::before {
  content: "";
  position: absolute;
  inset: -34px -42px -38px -30px;
  z-index: -1;
  border-radius: 62px;
  background:
    radial-gradient(circle at 86% 22%, rgba(242, 154, 38, 0.28), transparent 24rem),
    radial-gradient(circle at 12% 82%, rgba(18, 33, 63, 0.12), transparent 22rem);
  filter: blur(4px);
  pointer-events: none;
}

.sb-hero-media img {
  display: block;
  width: 100%;
  height: 100%;
  min-height: inherit;
  object-fit: cover;
  border-radius: inherit;
  filter: saturate(0.9) contrast(1.04);
  transform: scale(1.001);
  transition: transform 1100ms var(--sb-ease), filter 900ms var(--sb-ease);
}

.sb-hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  border-radius: inherit;
  background:
    linear-gradient(90deg, rgba(250, 248, 244, 0.24), rgba(250, 248, 244, 0.03) 28%, transparent 54%),
    radial-gradient(circle at 86% 18%, rgba(242, 154, 38, 0.16), transparent 18rem),
    linear-gradient(180deg, rgba(250, 248, 244, 0.02) 36%, rgba(8, 19, 38, 0.54));
  pointer-events: none;
  transition: opacity 760ms var(--sb-ease);
}

.sb-hero-note {
  position: absolute;
  right: 28px;
  bottom: 28px;
  z-index: 1;
  max-width: 260px;
  padding: 18px;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: 22px;
  background: linear-gradient(135deg, rgba(8, 19, 38, 0.76), rgba(18, 33, 63, 0.54));
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.12), 0 18px 48px rgba(8, 19, 38, 0.18);
  backdrop-filter: blur(18px);
  color: #fff;
  transition: transform 760ms var(--sb-ease), background 760ms var(--sb-ease), border-color 760ms var(--sb-ease);
}

.sb-hero-note strong,
.sb-hero-note span {
  display: block;
}

.sb-hero-note span {
  margin-top: 6px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 13px;
  line-height: 1.45;
}

.sb-section {
  padding: var(--sb-section-y) 0;
}

.sb-section-muted {
  background:
    radial-gradient(circle at 12% 0, rgba(242, 154, 38, 0.1), transparent 22rem),
    linear-gradient(180deg, rgba(18, 33, 63, 0.055), rgba(242, 154, 38, 0.035));
}

.sb-section-ink {
  margin: 0 auto;
  width: min(1440px, calc(100vw - 24px));
  border-radius: 42px;
  background:
    radial-gradient(circle at 92% 10%, rgba(242, 154, 38, 0.24), transparent 22rem),
    linear-gradient(135deg, var(--sb-navy-3), var(--sb-navy));
  color: #fff;
}

.sb-section-heading {
  max-width: 760px;
  margin-bottom: 34px;
}

.sb-section-heading h2,
.sb-process h2,
.sb-final-cta h2 {
  font-size: clamp(36px, 5vw, 72px);
  line-height: 0.95;
}

.sb-proof-grid,
.sb-pathway-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.sb-proof,
.sb-pathway,
.sb-content-section {
  border: 1px solid var(--sb-line);
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 16px 60px rgba(18, 33, 63, 0.08);
}

.sb-proof {
  min-height: 160px;
  padding: 24px;
  border-radius: 28px;
}

.sb-proof strong,
.sb-proof span,
.sb-pathway span,
.sb-pathway p {
  display: block;
}

.sb-proof strong,
.sb-pathway span {
  color: var(--sb-navy);
  font-size: 18px;
  font-weight: 900;
}

.sb-proof span,
.sb-pathway p {
  margin-top: 10px;
  color: var(--sb-slate);
}

.sb-pathway-grid {
  grid-template-columns: 1.2fr 0.8fr 1fr 1fr;
}

.sb-pathway {
  min-height: 230px;
  padding: 26px;
  border-radius: 32px;
  text-decoration: none;
  transition: transform 520ms var(--sb-ease), border-color 520ms var(--sb-ease), background 520ms var(--sb-ease);
}

.sb-pathway:hover {
  transform: translateY(-6px);
  border-color: rgba(242, 154, 38, 0.48);
  background: #fff;
}

.sb-process {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(34px, 6vw, 90px);
  align-items: start;
}

.sb-section-ink .sb-kicker,
.sb-section-ink h2 {
  color: #fff;
}

.sb-process ol {
  counter-reset: step;
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.sb-process li {
  counter-increment: step;
  display: grid;
  grid-template-columns: 52px 1fr;
  gap: 18px;
  padding: 22px;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.06);
}

.sb-process li::before {
  content: counter(step, decimal-leading-zero);
  grid-row: 1 / span 2;
  color: var(--sb-amber);
  font-weight: 900;
  font-variant-numeric: tabular-nums;
}

.sb-process strong,
.sb-process span {
  grid-column: 2;
  display: block;
}

.sb-process span {
  margin-top: 4px;
  color: rgba(255, 255, 255, 0.68);
}

.sb-image-break {
  position: relative;
  overflow: clip;
  padding: clamp(46px, 7vw, 104px) 0;
  isolation: isolate;
}

.sb-image-break::before {
  content: "";
  position: absolute;
  inset: 8% 0 12%;
  z-index: -1;
  background:
    radial-gradient(circle at 18% 18%, rgba(242, 154, 38, 0.22), transparent 30rem),
    radial-gradient(circle at 82% 62%, rgba(18, 33, 63, 0.12), transparent 34rem),
    linear-gradient(180deg, transparent, rgba(242, 154, 38, 0.055), transparent);
  pointer-events: none;
}

.sb-image-break-grid {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  align-items: stretch;
}

.sb-image-frame,
.sb-wizard-visual {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  margin: 0;
  border: 0;
  background:
    radial-gradient(circle at 85% 12%, rgba(242, 154, 38, 0.2), transparent 20rem),
    var(--sb-navy);
  box-shadow: 0 30px 90px rgba(18, 33, 63, 0.14);
  transition: transform 760ms var(--sb-ease), box-shadow 760ms var(--sb-ease);
}

.sb-image-frame {
  min-height: clamp(420px, 52vw, 680px);
  border-radius: 46px;
  clip-path: inset(0 round 46px);
}

.sb-image-frame::before,
.sb-wizard-visual::before {
  content: "";
  position: absolute;
  inset: -28px;
  z-index: -1;
  border-radius: inherit;
  background:
    radial-gradient(circle at 76% 10%, rgba(242, 154, 38, 0.26), transparent 22rem),
    radial-gradient(circle at 12% 92%, rgba(18, 33, 63, 0.12), transparent 22rem);
  pointer-events: none;
}

.sb-image-frame-small {
  display: none;
}

.sb-image-frame img,
.sb-wizard-visual img {
  display: block;
  width: 100%;
  height: 100%;
  min-height: inherit;
  object-fit: cover;
  border-radius: inherit;
  filter: saturate(0.92) contrast(1.03);
  transform: scale(1.001);
  transition: transform 1100ms var(--sb-ease), filter 900ms var(--sb-ease);
}

.sb-image-frame::after,
.sb-wizard-visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(250, 248, 244, 0.3), rgba(8, 19, 38, 0.12) 32%, rgba(8, 19, 38, 0.74)),
    radial-gradient(circle at 80% 12%, rgba(242, 154, 38, 0.18), transparent 20rem),
    linear-gradient(180deg, transparent 38%, rgba(8, 19, 38, 0.74));
  border-radius: inherit;
  pointer-events: none;
  transition: opacity 760ms var(--sb-ease);
}

.sb-image-frame figcaption,
.sb-wizard-visual-caption {
  position: absolute;
  left: 24px;
  right: 24px;
  bottom: 22px;
  z-index: 1;
  color: #fff;
  font-size: 14px;
  font-weight: 800;
  line-height: 1.35;
  transition: transform 760ms var(--sb-ease), color 760ms var(--sb-ease);
}

@media (hover: hover) and (pointer: fine) {
  .sb-hero-media:hover,
  .sb-image-frame:hover,
  .sb-wizard-visual:hover {
    transform: translateY(-8px) rotate(0deg);
    box-shadow: 0 42px 110px rgba(18, 33, 63, 0.18);
  }

  .sb-hero-media:hover img,
  .sb-image-frame:hover img,
  .sb-wizard-visual:hover img {
    transform: scale(1.045);
    filter: saturate(1.02) contrast(1.08);
  }

  .sb-hero-media:hover::after,
  .sb-image-frame:hover::after,
  .sb-wizard-visual:hover::after {
    opacity: 0.86;
  }

  .sb-hero-media:hover .sb-hero-note {
    transform: translate3d(-4px, -6px, 0);
    border-color: rgba(255, 255, 255, 0.3);
    background: linear-gradient(135deg, rgba(8, 19, 38, 0.82), rgba(18, 33, 63, 0.62));
  }

  .sb-image-frame:hover figcaption,
  .sb-wizard-visual:hover .sb-wizard-visual-caption {
    transform: translate3d(0, -4px, 0);
    color: #fff;
  }
}

.sb-image-break-copy {
  position: absolute;
  right: clamp(22px, 5vw, 72px);
  bottom: clamp(22px, 5vw, 72px);
  z-index: 2;
  width: min(440px, calc(100% - 44px));
  padding: clamp(24px, 3vw, 38px);
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 30px;
  background:
    radial-gradient(circle at 100% 0, rgba(242, 154, 38, 0.18), transparent 14rem),
    linear-gradient(135deg, rgba(8, 19, 38, 0.82), rgba(18, 33, 63, 0.58));
  box-shadow: inset 0 1px 0 rgba(255, 255, 255, 0.12), 0 26px 72px rgba(8, 19, 38, 0.26);
  backdrop-filter: blur(20px);
}

.sb-image-break-copy h2 {
  margin: 0;
  color: #fff;
  font-family: var(--sb-display);
  font-size: clamp(34px, 4vw, 58px);
  line-height: 0.98;
}

.sb-image-break-copy p:not(.sb-kicker) {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.78);
  font-size: 17px;
}

.sb-image-break-copy .sb-kicker {
  color: var(--sb-amber-2);
}

.sb-content-section {
  max-width: 980px;
  padding: clamp(28px, 5vw, 64px);
  border-radius: 36px;
}

.sb-content-section > * + * {
  margin-top: 1.05rem;
}

.sb-content-section h1 {
  color: var(--sb-navy);
  font-family: var(--sb-display);
  font-size: clamp(34px, 5vw, 64px);
  line-height: 0.98;
  letter-spacing: 0;
}

.sb-content-section h2 {
  margin-top: 0;
  font-size: clamp(30px, 4vw, 52px);
  line-height: 1;
}

.sb-content-section h3 {
  color: var(--sb-navy);
  font-size: 20px;
  line-height: 1.2;
}

.sb-content-section p,
.sb-content-section li {
  color: var(--sb-slate);
  font-size: 17px;
}

.sb-content-section p {
  max-width: 70ch;
}

.sb-content-section ul,
.sb-content-section ol {
  padding-left: 1.25rem;
}

.sb-content-section table {
  width: 100%;
  border-collapse: collapse;
  overflow: hidden;
  border-radius: 18px;
  font-size: 15px;
}

.sb-content-section th,
.sb-content-section td {
  padding: 14px;
  border-bottom: 1px solid var(--sb-line);
  text-align: left;
}

.sb-content-section th {
  color: var(--sb-navy);
}

.sb-content-section input,
.sb-content-section select,
.sb-content-section textarea {
  width: 100%;
  min-height: 48px;
  border: 1px solid rgba(18, 33, 63, 0.18);
  border-radius: 16px;
  padding: 12px 14px;
  background: #fff;
  color: var(--sb-ink);
  font: inherit;
}

.sb-content-section label {
  display: block;
  margin-bottom: 7px;
  color: var(--sb-navy);
  font-weight: 850;
}

.sb-content-section button,
.sb-content-section input[type="submit"] {
  width: auto;
  min-height: 52px;
  border: 0;
  border-radius: 999px;
  padding: 14px 22px;
  background: var(--sb-amber);
  color: var(--sb-navy-3);
  cursor: pointer;
  font-weight: 900;
}

.sb-content-section .accordion-trigger,
.sb-content-section .accordion-header {
  width: 100%;
  margin-top: 12px;
  text-align: left;
  border: 1px solid var(--sb-line);
  border-radius: 18px;
  background: #fff;
  color: var(--sb-navy);
}

.sb-content-section .accordion-body {
  display: none;
  padding: 18px 20px 4px;
}

.sb-content-section .accordion-body.open,
.sb-content-section .accordion-header[aria-expanded="true"] + .accordion-body,
.sb-content-section .accordion-trigger[aria-expanded="true"] + .accordion-body {
  display: block;
}

.sb-content-section .accordion-header[aria-expanded="true"],
.sb-content-section .accordion-trigger[aria-expanded="true"],
.sb-content-section .accordion-trigger.active,
.sb-content-section .accordion-header.active {
  background: var(--sb-navy);
  color: #fff;
}

.rate-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
  margin-top: 10px;
}

.sb-content-section .rate-btn {
  width: 100%;
  min-height: 78px;
  border: 1px solid var(--sb-line);
  border-radius: 18px;
  background: #fff;
  color: var(--sb-navy);
  text-align: left;
}

.sb-content-section .rate-btn span {
  display: block;
  margin-top: 4px;
  color: var(--sb-muted);
  font-size: 12px;
  font-weight: 800;
}

.sb-content-section .rate-btn.active {
  border-color: rgba(242, 154, 38, 0.62);
  background: var(--sb-amber);
  color: var(--sb-navy-3);
}

.sb-content-section .rate-btn.active span {
  color: rgba(8, 19, 38, 0.72);
}

#ltvBar {
  height: 12px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--sb-amber), var(--sb-navy));
}

.sb-content-section div:has(> #rLoan),
.sb-content-section div:has(> #rMonthly),
.sb-content-section div:has(> #rInterest),
.sb-content-section div:has(> #rArr),
.sb-content-section div:has(> #rTotal) {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding: 12px 0;
  border-bottom: 1px solid var(--sb-line);
}

.sb-content-section div:has(> #rTotal) {
  margin-top: 10px;
  padding: 18px;
  border: 0;
  border-radius: 20px;
  background: var(--sb-navy);
  color: #fff;
}

.sb-content-section div:has(> #rTotal) span,
.sb-content-section div:has(> #rTotal) small {
  color: #fff;
}

#rLoan,
#rMonthly,
#rInterest,
#rArr,
#rTotal,
#rLTV {
  color: var(--sb-navy);
  font-weight: 900;
  font-variant-numeric: tabular-nums;
}

#rTotal {
  color: #fff;
  font-size: 24px;
}

.sb-content-section div:has(> #rLTV) {
  margin-top: 20px;
  padding: 18px;
  border-radius: 20px;
  background: rgba(18, 33, 63, 0.04);
}

.sb-content-section div:has(> #rLTV) > div:has(> span + span) {
  display: flex;
  justify-content: space-between;
  gap: 16px;
  color: var(--sb-muted);
  font-size: 13px;
  font-weight: 800;
}

.sb-content-section div:has(> #ltvBar) {
  height: 12px;
  margin-top: 10px;
  overflow: hidden;
  border-radius: 999px;
  background: rgba(18, 33, 63, 0.12);
}

#ltv-warn {
  display: none;
  margin-top: 10px;
  color: #8b3a12;
  font-weight: 800;
}

.gs-wizard {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(260px, 0.46fr);
  gap: clamp(22px, 3vw, 34px);
  margin-top: 34px;
  align-items: stretch;
}

.gs-progress {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
  margin-bottom: 28px;
}

.gs-progress-step {
  height: 6px;
  border-radius: 999px;
  background: rgba(18, 33, 63, 0.12);
}

.gs-progress-step.done {
  background: var(--sb-amber);
}

.gs-step,
.gs-success {
  display: none;
}

.gs-step.active,
.gs-success.active {
  display: block;
}

.sb-wizard-visual {
  grid-column: 2;
  grid-row: 2;
  min-height: 520px;
  border-radius: 30px;
  clip-path: inset(0 round 30px);
}

.sb-wizard-visual-caption strong,
.sb-wizard-visual-caption span {
  display: block;
}

.sb-wizard-visual-caption strong {
  font-family: var(--sb-display);
  font-size: 24px;
  line-height: 1;
}

.sb-wizard-visual-caption span {
  margin-bottom: 8px;
  color: var(--sb-amber-2);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.gs-label,
.gs-hint {
  display: block;
}

.gs-label {
  margin-bottom: 12px;
  color: var(--sb-amber-3);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.gs-options {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 22px;
}

.gs-option {
  min-height: 150px;
  padding: 22px;
  border: 1px solid var(--sb-line);
  border-radius: 22px;
  background: #fff;
  cursor: pointer;
  transition: transform 300ms var(--sb-ease), border-color 300ms var(--sb-ease), background 300ms var(--sb-ease);
}

.gs-option:hover,
.gs-option.selected {
  transform: translateY(-3px);
  border-color: rgba(242, 154, 38, 0.66);
  background: rgba(242, 154, 38, 0.08);
}

.gs-option-icon {
  margin-bottom: 12px;
  font-size: 26px;
}

.gs-option strong,
.gs-option span {
  display: block;
}

.gs-option span {
  margin-top: 6px;
  color: var(--sb-slate);
}

.gs-fields {
  display: grid;
  gap: 18px;
  margin-top: 24px;
}

.gs-row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.gs-nav {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-top: 26px;
}

.gs-success {
  padding: 34px;
  border-radius: 24px;
  background: var(--sb-navy);
  color: #fff;
}

.gs-success h2,
.gs-success p,
.gs-success a {
  color: #fff;
}

input[name="botcheck"] {
  position: absolute;
  left: -9999px;
  width: 1px !important;
  height: 1px !important;
  opacity: 0;
}

.sb-final-cta {
  padding: 0 0 var(--sb-section-y);
}

.sb-final-cta-inner {
  padding: clamp(34px, 6vw, 72px);
  border-radius: 42px;
  background:
    radial-gradient(circle at 85% 0%, rgba(242, 154, 38, 0.26), transparent 24rem),
    linear-gradient(135deg, var(--sb-navy), var(--sb-navy-3));
  color: #fff;
}

.sb-final-cta h2,
.sb-final-cta .sb-kicker {
  color: #fff;
}

.sb-final-cta .sb-button-secondary,
.sb-section-ink .sb-button-secondary {
  background: rgba(255, 255, 255, 0.14);
  color: #fff;
}

.sb-final-cta p:not(.sb-kicker) {
  max-width: 68ch;
  color: rgba(255, 255, 255, 0.72);
  font-size: 18px;
}

.sb-footer {
  padding: 72px 0 34px;
  background: var(--sb-navy-3);
  color: rgba(255, 255, 255, 0.72);
}

.sb-footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 34px;
}

.sb-footer h2 {
  margin: 0 0 14px;
  color: #fff;
  font-size: 13px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.sb-footer a {
  display: block;
  margin: 8px 0;
  color: rgba(255, 255, 255, 0.72);
}

.sb-footer a:hover {
  color: var(--sb-amber);
}

.sb-footer-trust {
  margin-top: 44px;
  padding: 20px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.sb-footer-trust span:first-child {
  color: #fff;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.sb-footer-trust span:not(:first-child) {
  padding: 0;
  border: 0;
  background: transparent;
  color: rgba(255, 255, 255, 0.78);
}

.sb-footer-trust .sb-trust-logo {
  border-color: rgba(255, 255, 255, 0.13);
  box-shadow: none;
}

.sb-footer-trust .sb-trust-logo:hover {
  border-color: rgba(242, 154, 38, 0.5);
  transform: translateY(-2px);
}

.sb-footer-legal {
  margin-top: 42px;
  font-size: 12px;
}

[data-reveal] {
  opacity: 0;
  transform: translateY(34px);
  transition: opacity 850ms var(--sb-ease), transform 850ms var(--sb-ease);
}

[data-reveal].revealed {
  opacity: 1;
  transform: translateY(0);
}

#sb-cookie-banner {
  font-family: var(--sb-body) !important;
  border: 1px solid var(--sb-line) !important;
  border-radius: 22px !important;
  box-shadow: var(--sb-shadow) !important;
}

@media (max-width: 980px) {
  .sb-nav {
    grid-template-columns: auto 1fr auto;
  }

  .sb-nav-links,
  .sb-nav-adviser,
  .sb-nav-cta {
    display: none;
  }

  .sb-menu-toggle {
    display: grid;
    justify-self: end;
  }

  .sb-hero-grid,
  .sb-process {
    grid-template-columns: 1fr;
  }

  .sb-hero-media {
    transform: none;
  }

  .sb-hero::before {
    inset: -6rem -18vw auto -18vw;
    width: auto;
    height: 660px;
  }

  .sb-proof-grid,
  .sb-pathway-grid,
  .sb-footer-grid {
    grid-template-columns: 1fr;
  }

  .sb-image-break-grid,
  .gs-wizard {
    grid-template-columns: 1fr;
  }

  .sb-image-break-copy {
    position: relative;
    right: auto;
    bottom: auto;
    width: auto;
    margin-top: -88px;
    margin-inline: 18px;
  }

  .sb-wizard-visual {
    grid-column: auto;
    grid-row: auto;
    min-height: 320px;
  }

  .rate-grid,
  .gs-options,
  .gs-row {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 620px) {
  :root {
    --sb-container: min(100vw - 28px, 1180px);
  }

  .sb-nav-shell {
    top: 10px;
    margin-top: 10px;
  }

  .sb-nav {
    padding: 9px 9px 9px 14px;
  }

  .sb-logo img {
    width: 150px;
  }

  .sb-hero {
    padding-top: 50px;
  }

  .sb-hero::before {
    inset: -6rem -24vw auto -24vw;
    width: auto;
    height: 660px;
    background:
      radial-gradient(circle at 72% 18%, rgba(242, 154, 38, 0.22), transparent 24rem),
      radial-gradient(circle at 18% 38%, rgba(18, 33, 63, 0.08), transparent 26rem);
  }

  .sb-hero h1 {
    font-size: clamp(42px, 15vw, 64px);
  }

  .sb-hero-media {
    min-height: 330px;
    border-radius: 30px;
    clip-path: inset(0 round 30px);
  }

  .sb-hero-media img,
  .sb-hero-media::after {
    border-radius: inherit;
  }

  .sb-hero-note {
    left: 22px;
    right: 22px;
    bottom: 22px;
    max-width: none;
  }

  .sb-content-section {
    padding: 24px;
    border-radius: 26px;
  }

  .sb-section-ink,
  .sb-final-cta-inner {
    border-radius: 28px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
  }

  [data-reveal] {
    opacity: 1;
    transform: none;
  }
}